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Dynamic discounting
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Dynamic discounting : ウィキペディア英語版
Dynamic discounting
Dynamic Discounting describes a collection of methods in which payment terms can be established between a buyer and supplier to accelerate payment for goods or services in return for a reduced price or discount. Dynamic Discounting methods are used for business to business transactions when contractual or pre-established early payment terms may not exist or the payment date does not conform to agreed upon discount terms. Dynamic Discounting includes the ability to agree upon terms that vary the discount according to the date of early payment. The earlier the payment, the greater the discount. In addition, it includes an ability for either buyer or supplier to propose an early payment date and discount for a one-time payment using electronic mail or specialized software. Through the use of dynamic discounting methods, buying organizations can increase the number and size of early payment discounts they receive and suppliers can get paid sooner at a lower cost of capital than alternative options.
== History ==
The opportunity to earn discounts in exchange for early payment in business-to-business commerce has been limited historically by the length of time necessary for accounts payables to receive and approve paper invoices. An invoice that takes 20 days to be approved, for example, cannot be paid in time to qualify for a discount available from a supplier for payment on day 10. With the advent of electronic invoicing and Purchase-to-Pay (P2P) automation enabled by the Internet, buying organizations are increasingly able to approve invoices faster and take advantage of available discounts. Dynamic discounting methods were first invented and patented by Xign Corporation in the early 2000s to help businesses take advantage of these trends and establish early payment terms with suppliers. Since then software enabling dynamic discounts has become a common feature of procure-to-pay automation products. More recently, dynamic discount methods are being implemented via auction sites that enable buyers and suppliers to negotiate payment terms and discounts across large amounts of their spend.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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